<data xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<row _id="1"><year>2007</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>422262</originations><denials>227640</denials><total>649902</total><origination_rate>0.65</origination_rate></row>
<row _id="2"><year>2007</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>62910</originations><denials>55250</denials><total>118160</total><origination_rate>0.532</origination_rate></row>
<row _id="3"><year>2007</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>162382</originations><denials>32158</denials><total>194540</total><origination_rate>0.835</origination_rate></row>
<row _id="4"><year>2007</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>196970</originations><denials>140232</denials><total>337202</total><origination_rate>0.584</origination_rate></row>
<row _id="5"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>132868</originations><denials>72784</denials><total>205652</total><origination_rate>0.646</origination_rate></row>
<row _id="6"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>19692</originations><denials>16090</denials><total>35782</total><origination_rate>0.55</origination_rate></row>
<row _id="7"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>46514</originations><denials>10292</denials><total>56806</total><origination_rate>0.819</origination_rate></row>
<row _id="8"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>66662</originations><denials>46402</denials><total>113064</total><origination_rate>0.59</origination_rate></row>
<row _id="9"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>190212</originations><denials>74520</denials><total>264732</total><origination_rate>0.719</origination_rate></row>
<row _id="10"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>28398</originations><denials>15242</denials><total>43640</total><origination_rate>0.651</origination_rate></row>
<row _id="11"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>75070</originations><denials>9658</denials><total>84728</total><origination_rate>0.886</origination_rate></row>
<row _id="12"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>86744</originations><denials>49620</denials><total>136364</total><origination_rate>0.636</origination_rate></row>
<row _id="13"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>99182</originations><denials>80336</denials><total>179518</total><origination_rate>0.552</origination_rate></row>
<row _id="14"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>14820</originations><denials>23918</denials><total>38738</total><origination_rate>0.383</origination_rate></row>
<row _id="15"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>40798</originations><denials>12208</denials><total>53006</total><origination_rate>0.77</origination_rate></row>
<row _id="16"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>43564</originations><denials>44210</denials><total>87774</total><origination_rate>0.496</origination_rate></row>
<row _id="17"><year>2008</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>301782</originations><denials>168392</denials><total>470174</total><origination_rate>0.642</origination_rate></row>
<row _id="18"><year>2008</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>37596</originations><denials>41832</denials><total>79428</total><origination_rate>0.473</origination_rate></row>
<row _id="19"><year>2008</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>111118</originations><denials>20222</denials><total>131340</total><origination_rate>0.846</origination_rate></row>
<row _id="20"><year>2008</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>153068</originations><denials>106338</denials><total>259406</total><origination_rate>0.59</origination_rate></row>
<row _id="21"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>87856</originations><denials>48380</denials><total>136236</total><origination_rate>0.645</origination_rate></row>
<row _id="22"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>10454</originations><denials>11572</denials><total>22026</total><origination_rate>0.475</origination_rate></row>
<row _id="23"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>30234</originations><denials>6000</denials><total>36234</total><origination_rate>0.834</origination_rate></row>
<row _id="24"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>47168</originations><denials>30808</denials><total>77976</total><origination_rate>0.605</origination_rate></row>
<row _id="25"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>147348</originations><denials>62958</denials><total>210306</total><origination_rate>0.701</origination_rate></row>
<row _id="26"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>18270</originations><denials>12402</denials><total>30672</total><origination_rate>0.596</origination_rate></row>
<row _id="27"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>54606</originations><denials>7030</denials><total>61636</total><origination_rate>0.886</origination_rate></row>
<row _id="28"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>74472</originations><denials>43526</denials><total>117998</total><origination_rate>0.631</origination_rate></row>
<row _id="29"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>66578</originations><denials>57054</denials><total>123632</total><origination_rate>0.539</origination_rate></row>
<row _id="30"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>8872</originations><denials>17858</denials><total>26730</total><origination_rate>0.332</origination_rate></row>
<row _id="31"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>26278</originations><denials>7192</denials><total>33470</total><origination_rate>0.785</origination_rate></row>
<row _id="32"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>31428</originations><denials>32004</denials><total>63432</total><origination_rate>0.495</origination_rate></row>
<row _id="33"><year>2009</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>366558</originations><denials>129390</denials><total>495948</total><origination_rate>0.739</origination_rate></row>
<row _id="34"><year>2009</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>21490</originations><denials>23050</denials><total>44540</total><origination_rate>0.482</origination_rate></row>
<row _id="35"><year>2009</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>95118</originations><denials>15098</denials><total>110216</total><origination_rate>0.863</origination_rate></row>
<row _id="36"><year>2009</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>249950</originations><denials>91242</denials><total>341192</total><origination_rate>0.733</origination_rate></row>
<row _id="37"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>105144</originations><denials>39342</denials><total>144486</total><origination_rate>0.728</origination_rate></row>
<row _id="38"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>5520</originations><denials>5462</denials><total>10982</total><origination_rate>0.503</origination_rate></row>
<row _id="39"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>26632</originations><denials>4640</denials><total>31272</total><origination_rate>0.852</origination_rate></row>
<row _id="40"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>72992</originations><denials>29240</denials><total>102232</total><origination_rate>0.714</origination_rate></row>
<row _id="41"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>198308</originations><denials>52582</denials><total>250890</total><origination_rate>0.79</origination_rate></row>
<row _id="42"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>10692</originations><denials>6342</denials><total>17034</total><origination_rate>0.628</origination_rate></row>
<row _id="43"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>46384</originations><denials>5568</denials><total>51952</total><origination_rate>0.893</origination_rate></row>
<row _id="44"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>141232</originations><denials>40672</denials><total>181904</total><origination_rate>0.776</origination_rate></row>
<row _id="45"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>63106</originations><denials>37466</denials><total>100572</total><origination_rate>0.627</origination_rate></row>
<row _id="46"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>5278</originations><denials>11246</denials><total>16524</total><origination_rate>0.319</origination_rate></row>
<row _id="47"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>22102</originations><denials>4890</denials><total>26992</total><origination_rate>0.819</origination_rate></row>
<row _id="48"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>35726</originations><denials>21330</denials><total>57056</total><origination_rate>0.626</origination_rate></row>
<row _id="49"><year>2010</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>321918</originations><denials>111334</denials><total>433252</total><origination_rate>0.743</origination_rate></row>
<row _id="50"><year>2010</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>20330</originations><denials>20394</denials><total>40724</total><origination_rate>0.499</origination_rate></row>
<row _id="51"><year>2010</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>82632</originations><denials>14398</denials><total>97030</total><origination_rate>0.852</origination_rate></row>
<row _id="52"><year>2010</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>218956</originations><denials>76542</denials><total>295498</total><origination_rate>0.741</origination_rate></row>
<row _id="53"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>89252</originations><denials>33254</denials><total>122506</total><origination_rate>0.729</origination_rate></row>
<row _id="54"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>5514</originations><denials>4908</denials><total>10422</total><origination_rate>0.529</origination_rate></row>
<row _id="55"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>22480</originations><denials>4178</denials><total>26658</total><origination_rate>0.843</origination_rate></row>
<row _id="56"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>61258</originations><denials>24168</denials><total>85426</total><origination_rate>0.717</origination_rate></row>
<row _id="57"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>178422</originations><denials>47170</denials><total>225592</total><origination_rate>0.791</origination_rate></row>
<row _id="58"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>9400</originations><denials>5628</denials><total>15028</total><origination_rate>0.625</origination_rate></row>
<row _id="59"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>40808</originations><denials>5684</denials><total>46492</total><origination_rate>0.878</origination_rate></row>
<row _id="60"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>128214</originations><denials>35858</denials><total>164072</total><origination_rate>0.781</origination_rate></row>
<row _id="61"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>54244</originations><denials>30910</denials><total>85154</total><origination_rate>0.637</origination_rate></row>
<row _id="62"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>5416</originations><denials>9858</denials><total>15274</total><origination_rate>0.355</origination_rate></row>
<row _id="63"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>19344</originations><denials>4536</denials><total>23880</total><origination_rate>0.81</origination_rate></row>
<row _id="64"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>29484</originations><denials>16516</denials><total>46000</total><origination_rate>0.641</origination_rate></row>
<row _id="65"><year>2011</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>282214</originations><denials>104360</denials><total>386574</total><origination_rate>0.73</origination_rate></row>
<row _id="66"><year>2011</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>18654</originations><denials>21744</denials><total>40398</total><origination_rate>0.462</origination_rate></row>
<row _id="67"><year>2011</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>73428</originations><denials>13084</denials><total>86512</total><origination_rate>0.849</origination_rate></row>
<row _id="68"><year>2011</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>190132</originations><denials>69532</denials><total>259664</total><origination_rate>0.732</origination_rate></row>
<row _id="69"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>77788</originations><denials>30230</denials><total>108018</total><origination_rate>0.72</origination_rate></row>
<row _id="70"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>5162</originations><denials>5120</denials><total>10282</total><origination_rate>0.502</origination_rate></row>
<row _id="71"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>19820</originations><denials>3938</denials><total>23758</total><origination_rate>0.834</origination_rate></row>
<row _id="72"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>52806</originations><denials>21172</denials><total>73978</total><origination_rate>0.714</origination_rate></row>
<row _id="73"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>156784</originations><denials>44250</denials><total>201034</total><origination_rate>0.78</origination_rate></row>
<row _id="74"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>8538</originations><denials>6272</denials><total>14810</total><origination_rate>0.577</origination_rate></row>
<row _id="75"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>37568</originations><denials>5466</denials><total>43034</total><origination_rate>0.873</origination_rate></row>
<row _id="76"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>110678</originations><denials>32512</denials><total>143190</total><origination_rate>0.773</origination_rate></row>
<row _id="77"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>47642</originations><denials>29880</denials><total>77522</total><origination_rate>0.615</origination_rate></row>
<row _id="78"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>4954</originations><denials>10352</denials><total>15306</total><origination_rate>0.324</origination_rate></row>
<row _id="79"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>16040</originations><denials>3680</denials><total>19720</total><origination_rate>0.813</origination_rate></row>
<row _id="80"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>26648</originations><denials>15848</denials><total>42496</total><origination_rate>0.627</origination_rate></row>
<row _id="81"><year>2012</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>357560</originations><denials>119050</denials><total>476610</total><origination_rate>0.75</origination_rate></row>
<row _id="82"><year>2012</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>19748</originations><denials>23116</denials><total>42864</total><origination_rate>0.461</origination_rate></row>
<row _id="83"><year>2012</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>82726</originations><denials>15448</denials><total>98174</total><origination_rate>0.843</origination_rate></row>
<row _id="84"><year>2012</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>255086</originations><denials>80486</denials><total>335572</total><origination_rate>0.76</origination_rate></row>
<row _id="85"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>99418</originations><denials>34474</denials><total>133892</total><origination_rate>0.743</origination_rate></row>
<row _id="86"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>5678</originations><denials>5532</denials><total>11210</total><origination_rate>0.507</origination_rate></row>
<row _id="87"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>21574</originations><denials>4458</denials><total>26032</total><origination_rate>0.829</origination_rate></row>
<row _id="88"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>72166</originations><denials>24484</denials><total>96650</total><origination_rate>0.747</origination_rate></row>
<row _id="89"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>200654</originations><denials>51084</denials><total>251738</total><origination_rate>0.797</origination_rate></row>
<row _id="90"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>9286</originations><denials>6994</denials><total>16280</total><origination_rate>0.57</origination_rate></row>
<row _id="91"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>44172</originations><denials>6574</denials><total>50746</total><origination_rate>0.87</origination_rate></row>
<row _id="92"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>147196</originations><denials>37516</denials><total>184712</total><origination_rate>0.797</origination_rate></row>
<row _id="93"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>57488</originations><denials>33492</denials><total>90980</total><origination_rate>0.632</origination_rate></row>
<row _id="94"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>4784</originations><denials>10590</denials><total>15374</total><origination_rate>0.311</origination_rate></row>
<row _id="95"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>16980</originations><denials>4416</denials><total>21396</total><origination_rate>0.794</origination_rate></row>
<row _id="96"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>35724</originations><denials>18486</denials><total>54210</total><origination_rate>0.659</origination_rate></row>
<row _id="97"><year>2013</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>306108</originations><denials>104894</denials><total>411002</total><origination_rate>0.745</origination_rate></row>
<row _id="98"><year>2013</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>19290</originations><denials>20678</denials><total>39968</total><origination_rate>0.483</origination_rate></row>
<row _id="99"><year>2013</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>94834</originations><denials>15268</denials><total>110102</total><origination_rate>0.861</origination_rate></row>
<row _id="100"><year>2013</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>191984</originations><denials>68948</denials><total>260932</total><origination_rate>0.736</origination_rate></row>
<row _id="101"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>86376</originations><denials>30472</denials><total>116848</total><origination_rate>0.739</origination_rate></row>
<row _id="102"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>5326</originations><denials>4914</denials><total>10240</total><origination_rate>0.52</origination_rate></row>
<row _id="103"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>25620</originations><denials>4966</denials><total>30586</total><origination_rate>0.838</origination_rate></row>
<row _id="104"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>55430</originations><denials>20592</denials><total>76022</total><origination_rate>0.729</origination_rate></row>
<row _id="105"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>163512</originations><denials>43214</denials><total>206726</total><origination_rate>0.791</origination_rate></row>
<row _id="106"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>9370</originations><denials>6232</denials><total>15602</total><origination_rate>0.601</origination_rate></row>
<row _id="107"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>50104</originations><denials>6462</denials><total>56566</total><origination_rate>0.886</origination_rate></row>
<row _id="108"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>104038</originations><denials>30520</denials><total>134558</total><origination_rate>0.773</origination_rate></row>
<row _id="109"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>56220</originations><denials>31208</denials><total>87428</total><origination_rate>0.643</origination_rate></row>
<row _id="110"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>4594</originations><denials>9532</denials><total>14126</total><origination_rate>0.325</origination_rate></row>
<row _id="111"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>19110</originations><denials>3840</denials><total>22950</total><origination_rate>0.833</origination_rate></row>
<row _id="112"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>32516</originations><denials>17836</denials><total>50352</total><origination_rate>0.646</origination_rate></row>
<row _id="113"><year>2014</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>188666</originations><denials>77802</denials><total>266468</total><origination_rate>0.708</origination_rate></row>
<row _id="114"><year>2014</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>17236</originations><denials>20836</denials><total>38072</total><origination_rate>0.453</origination_rate></row>
<row _id="115"><year>2014</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>94100</originations><denials>13796</denials><total>107896</total><origination_rate>0.872</origination_rate></row>
<row _id="116"><year>2014</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>77330</originations><denials>43170</denials><total>120500</total><origination_rate>0.642</origination_rate></row>
<row _id="117"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>51106</originations><denials>21094</denials><total>72200</total><origination_rate>0.708</origination_rate></row>
<row _id="118"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>4386</originations><denials>4712</denials><total>9098</total><origination_rate>0.482</origination_rate></row>
<row _id="119"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>24962</originations><denials>4202</denials><total>29164</total><origination_rate>0.856</origination_rate></row>
<row _id="120"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>21758</originations><denials>12180</denials><total>33938</total><origination_rate>0.641</origination_rate></row>
<row _id="121"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>96850</originations><denials>30200</denials><total>127050</total><origination_rate>0.762</origination_rate></row>
<row _id="122"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>8658</originations><denials>6292</denials><total>14950</total><origination_rate>0.579</origination_rate></row>
<row _id="123"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>49484</originations><denials>5960</denials><total>55444</total><origination_rate>0.893</origination_rate></row>
<row _id="124"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>38708</originations><denials>17948</denials><total>56656</total><origination_rate>0.683</origination_rate></row>
<row _id="125"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>40710</originations><denials>26508</denials><total>67218</total><origination_rate>0.606</origination_rate></row>
<row _id="126"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>4192</originations><denials>9832</denials><total>14024</total><origination_rate>0.299</origination_rate></row>
<row _id="127"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>19654</originations><denials>3634</denials><total>23288</total><origination_rate>0.844</origination_rate></row>
<row _id="128"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>16864</originations><denials>13042</denials><total>29906</total><origination_rate>0.564</origination_rate></row>
<row _id="129"><year>2015</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>227548</originations><denials>82244</denials><total>309792</total><origination_rate>0.735</origination_rate></row>
<row _id="130"><year>2015</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>17894</originations><denials>20224</denials><total>38118</total><origination_rate>0.469</origination_rate></row>
<row _id="131"><year>2015</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>106646</originations><denials>13760</denials><total>120406</total><origination_rate>0.886</origination_rate></row>
<row _id="132"><year>2015</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>103008</originations><denials>48260</denials><total>151268</total><origination_rate>0.681</origination_rate></row>
<row _id="133"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>62130</originations><denials>22718</denials><total>84848</total><origination_rate>0.732</origination_rate></row>
<row _id="134"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>4530</originations><denials>4796</denials><total>9326</total><origination_rate>0.486</origination_rate></row>
<row _id="135"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>28498</originations><denials>4144</denials><total>32642</total><origination_rate>0.873</origination_rate></row>
<row _id="136"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>29102</originations><denials>13778</denials><total>42880</total><origination_rate>0.679</origination_rate></row>
<row _id="137"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>119686</originations><denials>32808</denials><total>152494</total><origination_rate>0.785</origination_rate></row>
<row _id="138"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>9592</originations><denials>6132</denials><total>15724</total><origination_rate>0.61</origination_rate></row>
<row _id="139"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>55340</originations><denials>5804</denials><total>61144</total><origination_rate>0.905</origination_rate></row>
<row _id="140"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>54754</originations><denials>20872</denials><total>75626</total><origination_rate>0.724</origination_rate></row>
<row _id="141"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>45732</originations><denials>26718</denials><total>72450</total><origination_rate>0.631</origination_rate></row>
<row _id="142"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>3772</originations><denials>9296</denials><total>13068</total><origination_rate>0.289</origination_rate></row>
<row _id="143"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>22808</originations><denials>3812</denials><total>26620</total><origination_rate>0.857</origination_rate></row>
<row _id="144"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>19152</originations><denials>13610</denials><total>32762</total><origination_rate>0.585</origination_rate></row>
<row _id="145"><year>2016</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>252294</originations><denials>91698</denials><total>343992</total><origination_rate>0.733</origination_rate></row>
<row _id="146"><year>2016</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>19888</originations><denials>18038</denials><total>37926</total><origination_rate>0.524</origination_rate></row>
<row _id="147"><year>2016</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>119492</originations><denials>15120</denials><total>134612</total><origination_rate>0.888</origination_rate></row>
<row _id="148"><year>2016</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>112914</originations><denials>58540</denials><total>171454</total><origination_rate>0.659</origination_rate></row>
<row _id="149"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>69718</originations><denials>26142</denials><total>95860</total><origination_rate>0.727</origination_rate></row>
<row _id="150"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>5046</originations><denials>4858</denials><total>9904</total><origination_rate>0.509</origination_rate></row>
<row _id="151"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>33184</originations><denials>4606</denials><total>37790</total><origination_rate>0.878</origination_rate></row>
<row _id="152"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>31488</originations><denials>16678</denials><total>48166</total><origination_rate>0.654</origination_rate></row>
<row _id="153"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>131554</originations><denials>38246</denials><total>169800</total><origination_rate>0.775</origination_rate></row>
<row _id="154"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>10540</originations><denials>5760</denials><total>16300</total><origination_rate>0.647</origination_rate></row>
<row _id="155"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>59984</originations><denials>6318</denials><total>66302</total><origination_rate>0.905</origination_rate></row>
<row _id="156"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>61030</originations><denials>26168</denials><total>87198</total><origination_rate>0.7</origination_rate></row>
<row _id="157"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>51022</originations><denials>27310</denials><total>78332</total><origination_rate>0.651</origination_rate></row>
<row _id="158"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>4302</originations><denials>7420</denials><total>11722</total><origination_rate>0.367</origination_rate></row>
<row _id="159"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>26324</originations><denials>4196</denials><total>30520</total><origination_rate>0.863</origination_rate></row>
<row _id="160"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>20396</originations><denials>15694</denials><total>36090</total><origination_rate>0.565</origination_rate></row>
<row _id="161"><year>2017</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>227006</originations><denials>70506</denials><total>297512</total><origination_rate>0.763</origination_rate></row>
<row _id="162"><year>2017</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>20008</originations><denials>17214</denials><total>37222</total><origination_rate>0.538</origination_rate></row>
<row _id="163"><year>2017</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>129716</originations><denials>16334</denials><total>146050</total><origination_rate>0.888</origination_rate></row>
<row _id="164"><year>2017</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>77282</originations><denials>36958</denials><total>114240</total><origination_rate>0.676</origination_rate></row>
<row _id="165"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>63632</originations><denials>20632</denials><total>84264</total><origination_rate>0.755</origination_rate></row>
<row _id="166"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>5560</originations><denials>5000</denials><total>10560</total><origination_rate>0.527</origination_rate></row>
<row _id="167"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>37048</originations><denials>5284</denials><total>42332</total><origination_rate>0.875</origination_rate></row>
<row _id="168"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>21024</originations><denials>10348</denials><total>31372</total><origination_rate>0.67</origination_rate></row>
<row _id="169"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>112548</originations><denials>27272</denials><total>139820</total><origination_rate>0.805</origination_rate></row>
<row _id="170"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>9970</originations><denials>5520</denials><total>15490</total><origination_rate>0.644</origination_rate></row>
<row _id="171"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>63844</originations><denials>6886</denials><total>70730</total><origination_rate>0.903</origination_rate></row>
<row _id="172"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>38734</originations><denials>14866</denials><total>53600</total><origination_rate>0.723</origination_rate></row>
<row _id="173"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>50826</originations><denials>22602</denials><total>73428</total><origination_rate>0.692</origination_rate></row>
<row _id="174"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>4478</originations><denials>6694</denials><total>11172</total><origination_rate>0.401</origination_rate></row>
<row _id="175"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>28824</originations><denials>4164</denials><total>32988</total><origination_rate>0.874</origination_rate></row>
<row _id="176"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>17524</originations><denials>11744</denials><total>29268</total><origination_rate>0.599</origination_rate></row>
<row _id="177"><year>2018</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>120266</originations><denials>41263</denials><total>161529</total><origination_rate>0.745</origination_rate></row>
<row _id="178"><year>2018</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>13900</originations><denials>12259</denials><total>26159</total><origination_rate>0.531</origination_rate></row>
<row _id="179"><year>2018</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>67458</originations><denials>7876</denials><total>75334</total><origination_rate>0.895</origination_rate></row>
<row _id="180"><year>2018</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>38908</originations><denials>21128</denials><total>60036</total><origination_rate>0.648</origination_rate></row>
<row _id="181"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>32590</originations><denials>11140</denials><total>43730</total><origination_rate>0.745</origination_rate></row>
<row _id="182"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>3050</originations><denials>3100</denials><total>6150</total><origination_rate>0.496</origination_rate></row>
<row _id="183"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>19999</originations><denials>2391</denials><total>22390</total><origination_rate>0.893</origination_rate></row>
<row _id="184"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>9541</originations><denials>5649</denials><total>15190</total><origination_rate>0.628</origination_rate></row>
<row _id="185"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>60748</originations><denials>17561</denials><total>78309</total><origination_rate>0.776</origination_rate></row>
<row _id="186"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>7978</originations><denials>4975</denials><total>12953</total><origination_rate>0.616</origination_rate></row>
<row _id="187"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>32127</originations><denials>3254</denials><total>35381</total><origination_rate>0.908</origination_rate></row>
<row _id="188"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>20643</originations><denials>9332</denials><total>29975</total><origination_rate>0.689</origination_rate></row>
<row _id="189"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>26928</originations><denials>12562</denials><total>39490</total><origination_rate>0.682</origination_rate></row>
<row _id="190"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>2872</originations><denials>4184</denials><total>7056</total><origination_rate>0.407</origination_rate></row>
<row _id="191"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>15332</originations><denials>2231</denials><total>17563</total><origination_rate>0.873</origination_rate></row>
<row _id="192"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>8724</originations><denials>6147</denials><total>14871</total><origination_rate>0.587</origination_rate></row>
<row _id="193"><year>2019</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>143010</originations><denials>40798</denials><total>183808</total><origination_rate>0.778</origination_rate></row>
<row _id="194"><year>2019</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>13426</originations><denials>12149</denials><total>25575</total><origination_rate>0.525</origination_rate></row>
<row _id="195"><year>2019</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>70001</originations><denials>7437</denials><total>77438</total><origination_rate>0.904</origination_rate></row>
<row _id="196"><year>2019</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>59583</originations><denials>21212</denials><total>80795</total><origination_rate>0.737</origination_rate></row>
<row _id="197"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>39264</originations><denials>10944</denials><total>50208</total><origination_rate>0.782</origination_rate></row>
<row _id="198"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>2976</originations><denials>3125</denials><total>6101</total><origination_rate>0.488</origination_rate></row>
<row _id="199"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>21318</originations><denials>2313</denials><total>23631</total><origination_rate>0.902</origination_rate></row>
<row _id="200"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>14970</originations><denials>5506</denials><total>20476</total><origination_rate>0.731</origination_rate></row>
<row _id="201"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>72905</originations><denials>17144</denials><total>90049</total><origination_rate>0.81</origination_rate></row>
<row _id="202"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>7463</originations><denials>4623</denials><total>12086</total><origination_rate>0.617</origination_rate></row>
<row _id="203"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>32930</originations><denials>2990</denials><total>35920</total><origination_rate>0.917</origination_rate></row>
<row _id="204"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>32512</originations><denials>9531</denials><total>42043</total><origination_rate>0.773</origination_rate></row>
<row _id="205"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>30841</originations><denials>12710</denials><total>43551</total><origination_rate>0.708</origination_rate></row>
<row _id="206"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>2987</originations><denials>4401</denials><total>7388</total><origination_rate>0.404</origination_rate></row>
<row _id="207"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>15753</originations><denials>2134</denials><total>17887</total><origination_rate>0.881</origination_rate></row>
<row _id="208"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>12101</originations><denials>6175</denials><total>18276</total><origination_rate>0.662</origination_rate></row>
<row _id="209"><year>2020</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>225139</originations><denials>44425</denials><total>269564</total><origination_rate>0.835</origination_rate></row>
<row _id="210"><year>2020</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>11186</originations><denials>8403</denials><total>19589</total><origination_rate>0.571</origination_rate></row>
<row _id="211"><year>2020</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>73824</originations><denials>7690</denials><total>81514</total><origination_rate>0.906</origination_rate></row>
<row _id="212"><year>2020</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>140129</originations><denials>28332</denials><total>168461</total><origination_rate>0.832</origination_rate></row>
<row _id="213"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>63764</originations><denials>12596</denials><total>76360</total><origination_rate>0.835</origination_rate></row>
<row _id="214"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>2435</originations><denials>2166</denials><total>4601</total><origination_rate>0.529</origination_rate></row>
<row _id="215"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>23572</originations><denials>2607</denials><total>26179</total><origination_rate>0.9</origination_rate></row>
<row _id="216"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>37757</originations><denials>7823</denials><total>45580</total><origination_rate>0.828</origination_rate></row>
<row _id="217"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>120622</originations><denials>20153</denials><total>140775</total><origination_rate>0.857</origination_rate></row>
<row _id="218"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>6481</originations><denials>3423</denials><total>9904</total><origination_rate>0.654</origination_rate></row>
<row _id="219"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>34346</originations><denials>3154</denials><total>37500</total><origination_rate>0.916</origination_rate></row>
<row _id="220"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>79795</originations><denials>13576</denials><total>93371</total><origination_rate>0.855</origination_rate></row>
<row _id="221"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>40753</originations><denials>11676</denials><total>52429</total><origination_rate>0.777</origination_rate></row>
<row _id="222"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>2270</originations><denials>2814</denials><total>5084</total><origination_rate>0.446</origination_rate></row>
<row _id="223"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>15906</originations><denials>1929</denials><total>17835</total><origination_rate>0.892</origination_rate></row>
<row _id="224"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>22577</originations><denials>6933</denials><total>29510</total><origination_rate>0.765</origination_rate></row>
<row _id="225"><year>2021</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>246340</originations><denials>49250</denials><total>295590</total><origination_rate>0.833</origination_rate></row>
<row _id="226"><year>2021</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>13751</originations><denials>9634</denials><total>23385</total><origination_rate>0.588</origination_rate></row>
<row _id="227"><year>2021</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>84275</originations><denials>7817</denials><total>92092</total><origination_rate>0.915</origination_rate></row>
<row _id="228"><year>2021</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>148314</originations><denials>31799</denials><total>180113</total><origination_rate>0.823</origination_rate></row>
<row _id="229"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>72028</originations><denials>14496</denials><total>86524</total><origination_rate>0.832</origination_rate></row>
<row _id="230"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>2934</originations><denials>2435</denials><total>5369</total><origination_rate>0.546</origination_rate></row>
<row _id="231"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>26053</originations><denials>2599</denials><total>28652</total><origination_rate>0.909</origination_rate></row>
<row _id="232"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>43041</originations><denials>9462</denials><total>52503</total><origination_rate>0.82</origination_rate></row>
<row _id="233"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>128006</originations><denials>21157</denials><total>149163</total><origination_rate>0.858</origination_rate></row>
<row _id="234"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>8161</originations><denials>3906</denials><total>12067</total><origination_rate>0.676</origination_rate></row>
<row _id="235"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>38508</originations><denials>3002</denials><total>41510</total><origination_rate>0.928</origination_rate></row>
<row _id="236"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>81337</originations><denials>14249</denials><total>95586</total><origination_rate>0.851</origination_rate></row>
<row _id="237"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>46306</originations><denials>13597</denials><total>59903</total><origination_rate>0.773</origination_rate></row>
<row _id="238"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>2656</originations><denials>3293</denials><total>5949</total><origination_rate>0.446</origination_rate></row>
<row _id="239"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>19714</originations><denials>2216</denials><total>21930</total><origination_rate>0.899</origination_rate></row>
<row _id="240"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>23936</originations><denials>8088</denials><total>32024</total><origination_rate>0.747</origination_rate></row>
<row _id="241"><year>2022</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>135638</originations><denials>37241</denials><total>172879</total><origination_rate>0.785</origination_rate></row>
<row _id="242"><year>2022</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>19414</originations><denials>11772</denials><total>31186</total><origination_rate>0.623</origination_rate></row>
<row _id="243"><year>2022</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>69085</originations><denials>7424</denials><total>76509</total><origination_rate>0.903</origination_rate></row>
<row _id="244"><year>2022</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>47139</originations><denials>18045</denials><total>65184</total><origination_rate>0.723</origination_rate></row>
<row _id="245"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>39315</originations><denials>10886</denials><total>50201</total><origination_rate>0.783</origination_rate></row>
<row _id="246"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>4723</originations><denials>3200</denials><total>7923</total><origination_rate>0.596</origination_rate></row>
<row _id="247"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>21051</originations><denials>2548</denials><total>23599</total><origination_rate>0.892</origination_rate></row>
<row _id="248"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>13541</originations><denials>5138</denials><total>18679</total><origination_rate>0.725</origination_rate></row>
<row _id="249"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>66338</originations><denials>14958</denials><total>81296</total><origination_rate>0.816</origination_rate></row>
<row _id="250"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>11429</originations><denials>4712</denials><total>16141</total><origination_rate>0.708</origination_rate></row>
<row _id="251"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>31281</originations><denials>2854</denials><total>34135</total><origination_rate>0.916</origination_rate></row>
<row _id="252"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>23628</originations><denials>7392</denials><total>31020</total><origination_rate>0.762</origination_rate></row>
<row _id="253"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>29985</originations><denials>11397</denials><total>41382</total><origination_rate>0.725</origination_rate></row>
<row _id="254"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>3262</originations><denials>3860</denials><total>7122</total><origination_rate>0.458</origination_rate></row>
<row _id="255"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>16753</originations><denials>2022</denials><total>18775</total><origination_rate>0.892</origination_rate></row>
<row _id="256"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>9970</originations><denials>5515</denials><total>15485</total><origination_rate>0.644</origination_rate></row>
<row _id="257"><year>2023</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>92396</originations><denials>28523</denials><total>120919</total><origination_rate>0.764</origination_rate></row>
<row _id="258"><year>2023</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>15025</originations><denials>10532</denials><total>25557</total><origination_rate>0.588</origination_rate></row>
<row _id="259"><year>2023</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>53371</originations><denials>6244</denials><total>59615</total><origination_rate>0.895</origination_rate></row>
<row _id="260"><year>2023</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>24000</originations><denials>11747</denials><total>35747</total><origination_rate>0.671</origination_rate></row>
<row _id="261"><year>2023</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>27804</originations><denials>8334</denials><total>36138</total><origination_rate>0.769</origination_rate></row>
<row _id="262"><year>2023</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>3830</originations><denials>2940</denials><total>6770</total><origination_rate>0.566</origination_rate></row>
<row _id="263"><year>2023</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>16902</originations><denials>2073</denials><total>18975</total><origination_rate>0.891</origination_rate></row>
<row _id="264"><year>2023</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>7072</originations><denials>3321</denials><total>10393</total><origination_rate>0.68</origination_rate></row>
<row _id="265"><year>2023</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>43854</originations><denials>11246</denials><total>55100</total><origination_rate>0.796</origination_rate></row>
<row _id="266"><year>2023</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>8588</originations><denials>4111</denials><total>12699</total><origination_rate>0.676</origination_rate></row>
<row _id="267"><year>2023</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>23866</originations><denials>2455</denials><total>26321</total><origination_rate>0.907</origination_rate></row>
<row _id="268"><year>2023</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>11400</originations><denials>4680</denials><total>16080</total><origination_rate>0.709</origination_rate></row>
<row _id="269"><year>2023</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>20738</originations><denials>8943</denials><total>29681</total><origination_rate>0.699</origination_rate></row>
<row _id="270"><year>2023</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>2607</originations><denials>3481</denials><total>6088</total><origination_rate>0.428</origination_rate></row>
<row _id="271"><year>2023</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>12603</originations><denials>1716</denials><total>14319</total><origination_rate>0.88</origination_rate></row>
<row _id="272"><year>2023</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>5528</originations><denials>3746</denials><total>9274</total><origination_rate>0.596</origination_rate></row>
<row _id="273"><year>2024</year><geography>DVRPC Region</geography><purpose>All</purpose><originations>99045</originations><denials>29342</denials><total>128387</total><origination_rate>0.771</origination_rate></row>
<row _id="274"><year>2024</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><originations>15442</originations><denials>9782</denials><total>25224</total><origination_rate>0.612</origination_rate></row>
<row _id="275"><year>2024</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><originations>54442</originations><denials>6096</denials><total>60538</total><origination_rate>0.899</origination_rate></row>
<row _id="276"><year>2024</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><originations>29161</originations><denials>13464</denials><total>42625</total><origination_rate>0.684</origination_rate></row>
<row _id="277"><year>2024</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><originations>31262</originations><denials>9106</denials><total>40368</total><origination_rate>0.774</origination_rate></row>
<row _id="278"><year>2024</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><originations>4381</originations><denials>2812</denials><total>7193</total><origination_rate>0.609</origination_rate></row>
<row _id="279"><year>2024</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><originations>17220</originations><denials>1975</denials><total>19195</total><origination_rate>0.897</origination_rate></row>
<row _id="280"><year>2024</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><originations>9661</originations><denials>4319</denials><total>13980</total><origination_rate>0.691</origination_rate></row>
<row _id="281"><year>2024</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><originations>46273</originations><denials>11474</denials><total>57747</total><origination_rate>0.801</origination_rate></row>
<row _id="282"><year>2024</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><originations>8466</originations><denials>3765</denials><total>12231</total><origination_rate>0.692</origination_rate></row>
<row _id="283"><year>2024</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><originations>24271</originations><denials>2440</denials><total>26711</total><origination_rate>0.909</origination_rate></row>
<row _id="284"><year>2024</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><originations>13536</originations><denials>5269</denials><total>18805</total><origination_rate>0.72</origination_rate></row>
<row _id="285"><year>2024</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><originations>21510</originations><denials>8762</denials><total>30272</total><origination_rate>0.711</origination_rate></row>
<row _id="286"><year>2024</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><originations>2595</originations><denials>3205</denials><total>5800</total><origination_rate>0.447</origination_rate></row>
<row _id="287"><year>2024</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><originations>12951</originations><denials>1681</denials><total>14632</total><origination_rate>0.885</origination_rate></row>
<row _id="288"><year>2024</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><originations>5964</originations><denials>3876</denials><total>9840</total><origination_rate>0.606</origination_rate></row>
</data>
